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Buying your dream car just got easier with the best car loan in India offering competitive rates, flexible tenures, and instant approvals. This guide compares SBI car loan interest rates, digital lenders, and EMI calculations to help you save money. Whether you’re buying new or used, we break down the top options for 2025.

Top 5 Car Loans in India (2025)

Note: Rates vary based on credit score (750+ gets lowest rates).

Car Loan EMI Calculator

Formula:

EMI = [P × R × (1+R)^N] / [(1+R)^N-1]  
P = Loan Amount | R = Monthly Interest Rate | N = Tenure (Months)

Example:

• Loan Amount: ₹10 Lakh
• Tenure: 5 Years (60 Months)
• Interest Rate: 9.5%
• EMI: ₹20,997

💡 Use BankBazaar’s Car Loan EMI Calculator for instant results.

Best Car Loan App in India

1. BankBazaar – Compare multiple lenders
2. Paisabazaar – Pre-approved offers
3. KreditBee – Instant disbursal (up to ₹15L)

Digital lenders offer faster approval but higher rates than banks.

How to Get the Lowest Interest Rate?

✔ Credit Score: 750+ (Check free on CIBIL/Experian)
✔ Down Payment: 15-20% lowers interest burden
✔ Negotiate Fees: Waive processing charges
✔ Special Offers: Festive discounts (e.g., SBI’s 8.75% till Dec 2024)

SBI Car Loan – Best for Low Rates

• Interest: From 8.75% (Lowest in India)
• Max Tenure: 7 Years
• Prepayment: No penalty after 1 Year

Eligibility:

• Salaried (₹3L+ annual income)
• Self-Employed (₹4L+ profit)

Used Car Loan Rates (2025)

Hidden Charges to Avoid

❌ Prepayment Penalty: Up to 2% (Check terms)
❌ Insurance Mandate: Some banks force their policy
❌ Late Fees: 2% per month on overdue EMI

FAQs

Q1. Which bank has the lowest car loan interest rate?
SBI (8.75%) beats HDFC (8.95%) and ICICI (9%).

Q2. Can I get a car loan without salary slip?
Yes, via self-employed ITR or FD-backed loans.

Q3. Best app for instant car loan?
KreditBee (Disbursal in 24 hrs) but higher rates.

Final Verdict

• Best Overall: SBI Car Loan (Lowest rate + trust)
• Quick Approval: HDFC Bank (48-hr processing)
• Used Cars: Mahindra Finance (Flexible tenure)

Pro Tip: Compare via Paisabazaar before finalizing!

India’s electric two-wheeler market is booming with options for every budget and need. From high-speed electric bikes to affordable scooters, here’s the ultimate list of the top 10 EV bikes in India, including prices, range, and key features. We also compare electric bikes vs. scooters and reveal the best options for 400 km+ range aspirations.

Top 10 Electric Bikes & Scooters in India (2025)

Price vs. Range Comparison

Electric Bike vs. Scooter: Key Differences

400 km Range Electric Bikes in India?

Currently, no production EV bike in India offers 400 km on a single charge. However:

• Ultraviolette F77 (307 km) is the highest-range electric bike.
• Upcoming: Tork Kratos R (claimed 320 km) and Matter Aera (125 km, swappable batteries).

Best for Different Needs

1. Budget Buyers: Hero Electric Optima CX (₹80k)
2. Performance Seekers: Ultraviolette F77 (3.3s 0-60 kmph)
3. City Commuters: Ather 450X (Fast charging)
4. Long-Range: Ola S1 Pro (195 km)

EV Bike/Scooter Buying Guide

1. Range: Match daily commute (e.g., 50 km/day → 100 km range).
2. Charging Time: 0-80% in 3-6 hours (Ola/Ather have fast charging).
3. Battery Warranty: 3-5 years standard.
4. Govt Incentives: FAME-II subsidy up to ₹30k.

FAQs

Q1. Which is India’s cheapest electric bike?
Hero Electric Flash LX (₹70k) with 85 km range.

Q2. Are electric bikes better than petrol?

• Pros: ₹0.25/km running cost, zero pollution.
• Cons: Higher upfront cost, charging time.

Q3. Best electric scooter under ₹1 lakh?
Ampere Magnus EX (₹1.09L) or Hero Optima CX (₹80k).

Future of EVs in India

• 2025 Targets: 30% EV penetration in two-wheelers.
• Infrastructure: 70,000+ charging stations by 2025.

After dominating the smartphone market, Motorola is set to disrupt the laptop industry with its Motorola Laptop 2025, codenamed Moto X Force. This ultra-slim device promises to blend premium design, 5G connectivity, and seamless ecosystem integration. In this detailed guide, we explore the Motorola laptop price in India, specs, and how it challenges rivals like OnePlus Laptop, Vivo Laptop, and traditional players like HP.

Motorola Laptop 2025: Key Features

• Design: 14.9mm thin | 1.2kg weight | Aluminum unibody
• Display: 14″ 2.8K AMOLED (120Hz)
• Processor: Snapdragon 8cx Gen 4 (5nm) | 5G-ready
• Battery: 75Wh with 65W TurboPower charging
• Unique Feature: Moto Smart Connect (Phone-to-PC sync)

Motorola Laptop Price in India (Expected)

Prices include 18% GST. Early-bird discounts up to ₹7,000 expected.

Competitor Comparison (14″ Segment)

Why Choose Moto X Force?

1. 5G Always Connected: Snapdragon X65 modem (No Wi-Fi dependency)
2. Moto Ecosystem: Pair with Moto phones for:
   • Cross-device copy-paste
   • Instant hotspot sharing
3. Battery Life: 18hr video playback (ARM efficiency)

Performance Benchmarks

Tests conducted on mid-tier variants

OS & Software

• Windows 12 Lite: Optimized for ARM chips
• Moto Enhancements:
  • Moto Voice Assistant (Hindi/English)
  • Gaming Mode (Supports Android apps)

Drawbacks to Consider

❌ Limited Repairability: Soldered RAM/SSD
❌ No Linux Support: Windows-only
❌ Premium Price: ₹10K costlier than similar spec’d Realme

Launch & Availability

• India Release: Q1 2025 (Flipkart Exclusive)
• Booking Offers: Free Moto Buds (worth ₹5,999)
• Service Network: 150+ centers via Lenovo partnership

Alternatives to Consider

1. OnePlus Laptop: Better for gamers (Higher TDP)
2. Vivo Laptop: Superior webcam (32MP pop-up)
3. Nokia PureBook: Rugged design (IP52 rating) – Rumored 2025 launch

Verdict: Who Should Buy?

The Motorola Laptop 2025 is ideal for:
✔ Frequent Travelers: 5G + all-day battery
✔ Moto Phone Users: Ecosystem integration
✔ Content Consumers: Stunning AMOLED display

Wait For: If you need heavy Windows software (ARM compatibility issues)

Hyundai’s Exter SX CNG 2025 is set to redefine budget-friendly CNG mobility with its factory-fitted kit, premium features, and Hyundai’s trusted reliability. This comprehensive guide covers the Hyundai Exter CNG price, on-road costs in Lucknow, mileage figures, and how it compares to rivals like the Tata Punch CNG and Maruti Fronx S-CNG.

Hyundai Exter SX CNG 2025: Key Specifications

• Engine: 1.2L Kappa Petrol-CNG
• Power: 81 bhp (Petrol) / 68 bhp (CNG)
• Fuel Efficiency:
  • ARAI-Certified: 28.4 km/kg (CNG) | 19.2 kmpl (Petrol)
  • Real-World: 22-24 km/kg (City) | 26-27 km/kg (Highway)
• Boot Space: 205L (Reduced due to CNG tank)
• Transmission: 5-Speed Manual

Hyundai Exter CNG Price Breakdown (2025)

Prices include 8-10% road tax, insurance, and registration. Lucknow benefits from 5% lower road tax than metro cities.

Mileage & Running Cost Analysis

Based on 1,500km/month driving in UP (CNG @ ₹73/kg, Petrol ₹105/L)

SX CNG vs Base Model: What’s Different?

Ownership Costs (5-Year Estimate)

• Insurance: ₹35,000/year (Comprehensive)
• Maintenance: ₹12,000/year (Free 3 services)
• CNG Kit Servicing: ₹5,000/year

Competitor Comparison

Pros & Cons

👍 Pros:

• Factory-fitted CNG (No warranty issues)
• Segment-first sunroof in top variant
• 6 airbags & ESC (Rivals offer 2-4)

👎 Cons:

• Boot space reduced by 25%
• No automatic transmission option
• Higher maintenance than Maruti

Verdict: Who Should Buy It?

The Hyundai Exter SX CNG is ideal for:

• City Commuters: Maximize savings with CNG efficiency
• Safety-Conscious Buyers: 6 airbags, hill-hold assist
• Feature Seekers: Sunroof, wireless charger

Wait For: If you need more boot space or automatic transmission.

Planning your child’s future requires smart financial decisions. This comprehensive guide explores the best investment plan for child future in India, comparing traditional options like SBI child plans with modern solutions. Whether you’re looking for one-time investments or long-term growth, we break down all options to secure your child’s education, marriage, and career.

Top 7 Investment Plans for Children in India

1. Mutual Funds (Best for Long-Term Growth)

• Recommended: Equity SIPs (15+ years horizon)
• Expected Returns: 12-14% CAGR
• Top Funds:
  • Axis Bluechip Fund
  • Parag Parikh Flexi Cap

2. Sukanya Samriddhi Yojana (Best for Girl Child)

• Interest Rate: 8.2% (Q3 2024)
• Tax Benefits: EEE (Exempt-Exempt-Exempt)
• Min/Max Investment: ₹250-₹1.5L/year

3. SBI Smart Scholar (Best Bank Plan)

• Tenure: 10-25 years
• Sum Assured: ₹5L-₹1Cr
• Bonus: Loyalty additions up to 10%

4. PPF (Safe Fixed Return)

• Current Rate: 7.1%
• Lock-in: 15 years
• Max Investment: ₹1.5L/year

5. Child ULIPs (Insurance + Investment)

• Recommended: HDFC YoungStar Super Premium
• Equity Exposure: 60-100%
• Maturity Benefits: Tax-free

6. Gold Bonds (Inflation Hedge)

• Sovereign Gold Bonds: 2.5% extra interest
• Tenure: 8 years

7. NPS (Tier-2 Account)

• Flexibility: Withdraw anytime
• Equity Exposure: Up to 75%

SBI Child Plan Options

Note: SBI child plan for 5 years (Saral Bachat) offers 6.5% guaranteed returns

One-Time Investment Options

💰 Lump Sum Choices:

1. Index Funds: ₹50,000+ (Nifty50 index)
2. REITs: ₹25,000+ (Regular income)
3. Corporate FDs: 7.5-8.5% for 5-10Y

Best one-time investment plan for child: Nifty Index Fund + Gold ETF combo

Gender-Specific Plans

For Boys

• LIC Jeevan Tarun: Maturity at 20/25 years
• HDFC SL YoungStar Advantage: Higher equity allocation

For Girls

• Sukanya Samriddhi: Government-backed security
• PNB Balika Shree: Extra 0.5% interest

Investment Strategy by Age

Tax-Saving Options

• Section 80C: PPF, SSY, ULIPs (₹1.5L deduction)
• LTCG: Equity funds tax-free after 1Y (₹1L exemption)

Common Mistakes to Avoid

❌ Only investing in FDs (loses to inflation)
❌ Starting too late (miss compounding benefits)
❌ Ignoring insurance coverage

Final Recommendations

1. Newborns: Start with ₹5,000/month SIP in flexi-cap fund + SSY
2. Teens: Shift 40% to debt instruments gradually
3. 5-Year Goals: SBI Saral Bachat + Gold Bonds

Pro Tip: Use goal-based calculators to estimate future costs (education inflation @10-12%)

American muscle meets Indian roads! Dodge cars in India have carved a niche among performance enthusiasts, offering raw power and bold styling. While not officially launched in India, several models like the legendary Dodge Challenger make their way through parallel imports. This comprehensive guide covers Dodge car prices in India, available models, showroom alternatives, and everything you need to know about owning these beasts on Indian roads.

Dodge Models Available in India (2025)

1. Dodge Challenger

• Engine: 3.6L V6 (292HP) to 6.2L Supercharged V8 (707HP Hellcat)
• Price: ₹75 lakh – ₹2.2 crore (CBU import)
• Key Variants:
  • SXT
  • R/T
  • SRT Hellcat

2. Dodge Charger

• Engine: 3.6L V6 to 5.7L HEMI V8
• Price: ₹85 lakh – ₹1.8 crore

3. Dodge Durango (SUV)

• Engine: 5.7L V8
• Price: ₹1.1 – ₹1.5 crore

Dodge Car Price in India (New & Used)

Prices vary based on import duties (110-130%) and customization

How to Buy Dodge Cars in India?

1. Parallel Importers

• Specialized Dealers:
  • LHD to RHD conversion experts in Delhi/Mumbai
  • Compliance with Bharat Stage-6 norms

2. Pre-Owned Market

• Hotspots:
  • Delhi NCR: Greater Kailash, Gurugram
  • Mumbai: Bandra, Lower Parel
  • Bangalore: Koramangala

3. Dodge Car Showroom Alternatives

While no official showrooms exist, these dealers handle imports:

• MotoManx (Delhi)
• SuperCar Club (Mumbai)
• Luxury Ride (Bangalore)

Ownership Realities

🛠️ Maintenance:

• Annual service cost: ₹1.5-₹3 lakh
• Specialized garages required

⛽ Fuel Efficiency:

• Challenger V6: 6-8 kmpl
• Hellcat V8: 3-4 kmpl (Premium fuel only)

📜 Legal Aspects:

• Homologation certificate mandatory
• 300% road tax in some states

Dodge Challenger: Iconic Muscle in India

🔥 Why It Stands Out:

• Retro-modern design with aggressive stance
• 0-100kmph in 3.6s (Hellcat variant)
• Customization options (widebody kits, exhausts)

💰 Dodge Challenger Price Breakdown:

• Base SXT: ₹75-85 lakh
• R/T Scat Pack: ₹1.1-1.3 crore
• SRT Hellcat: ₹2-2.2 crore

Used Dodge Cars: Smart Buy?

✔ Pros:

• 40-50% cheaper than new imports
• Already complied with Indian regulations

❌ Cons:

• High maintenance on older models
• Limited warranty coverage

Best Options:

• 2018-20 Challenger SXT (₹45-55L)
• 2017-19 Charger R/T (₹50-65L)

Future of Dodge in India

🚀 Upcoming Models:

• Dodge Hornet (Compact SUV) – Possible official launch
• Electric Charger – May bypass high import duties

ℹ️ Rumors: Stellantis considering India entry via Jeep dealerships

Who Should Consider Dodge?

✔ Collectors wanting rare American muscle
✔ Enthusiasts prioritizing performance over practicality
✔ High-Net-Worth Individuals seeking head-turning rides

Alternatives:

• Ford Mustang (₹75L) – Official dealership network
• Chevrolet Camaro (Discontinued) – Used options

The BYD Atto 3 has entered India’s EV market as a formidable global contender, bringing cutting-edge battery technology and premium features at a competitive price point. As BYD’s flagship offering, it challenges established players like the MG ZS EV and Hyundai Kona Electric. This in-depth guide covers the BYD Atto 3 price in India, real-world range tests, expert Team-BHP reviews, and whether it justifies its premium positioning.

BYD Atto 3: Key Specifications

⚡ Battery: 60.48kWh Blade LFP (World’s Safest Battery Tech)
📏 Dimensions: 4,455mm length | 2,720mm wheelbase (Segment-Best)
🚀 Performance: 201bhp | 0-100kmph in 7.3s
🔋 Range: 521km MIDC (Real-World 380-420km)

Price Breakdown (2024)

Note:

• Includes ₹1.5L early-bird discount (limited period)
• 5% GST benefit applicable

Real-World Range Analysis

Charging:

• 7kW AC: 0-100% in 9.5 hours (₹300-350)
• 80kW DC: 10-80% in 45 mins (₹500-600)

Team-BHP Verdict (Key Takeaways)

✅ Pros:

• Exceptional build quality (5-star Euro NCAP rated)
• Revolutionary Blade battery safety
• Spacious, tech-loaded interior

❌ Cons:

• Limited service network (25 centers nationwide)
• No single-pedal driving mode
• Higher insurance costs (6-7% of IDV)

Interior & Tech Highlights

✨ Rotating 12.8″ Touchscreen (Android Auto/Apple CarPlay)
✨ Vegan Leather Seats with massage function (Front)
✨ Panoramic Sunroof & Ambient Lighting
✨ Level 2 ADAS in top variant (Adaptive Cruise, Lane Keep)

Ownership Costs (5-Year Analysis)

Total Savings: ₹5-6L vs equivalent petrol SUV over 5 years

Competitive Landscape

*Expected prices

Verdict: Atto 3 offers best value in ₹35-40L segment for tech-savvy buyers

Who Should Buy It?

✔ Tech Enthusiasts wanting cutting-edge features
✔ Safety-Conscious Families (5-star safety)
✔ Early Adopters comfortable with new brands

Wait For:

• If you need wider service network
• If budget is under ₹30L

The Tata Nexon EV continues to dominate India’s electric SUV segment, offering the perfect blend of range, performance, and affordability. With over 50,000 units sold, it remains the country’s most trusted EV. This comprehensive guide covers everything from Tata Nexon EV on-road prices across India to detailed range analysis, charging solutions, and how it compares to upcoming models like the Tata Curvv EV.

Tata Nexon EV: Key Specifications

⚡ Two Battery Options:

• Prime: 30.2kWh (325km MIDC)
• Max: 40.5kWh (453km MIDC)

🚀 Performance:

• 0-100kmph in 8.9s (Max)
• Top speed of 140kmph

💰 Starting Price: ₹14.49 lakh (ex-showroom)

Detailed On-Road Price Breakdown (2024)

Note:

• Includes 5% GST benefit for EVs
• State subsidies available (e.g., ₹10,000 in Delhi)

Real-World Range & Efficiency

Battery Warranty: 8 years/1.6 lakh km

Charging Solutions & Costs

Monthly Savings:

• 1,500km = ₹1,050 (EV) vs ₹9,000 (Petrol Nexon)

Nexon EV vs Curvv EV: Future Comparison

Verdict: Nexon EV offers better value today, while Curvv EV will cater to premium buyers

Ownership Benefits

✔ Low Maintenance: 40% cheaper than ICE vehicles
✔ Free Home Charger: 3.3kW included (7.2kW optional)
✔ Road Tax Exemption: In most states

Who Should Buy It?

✔ Families: Spacious cabin with 350L boot
✔ Tech Lovers: 10.25″ touchscreen, connected features
✔ City Commuters: Perfect for daily 50-80km drives

Alternatives:

• MG ZS EV (₹22L+) – more premium but expensive
• Mahindra XUV400 (₹15.99L+) – competitive pricing

Tata Motors has democratized electric mobility with the Tata Tiago EV, bringing zero-emission technology to the mass-market hatchback segment. As India’s most affordable electric car, it offers an exceptional value proposition for urban commuters. This detailed guide covers everything from the Tata Tiago EV on-road price in key cities to real-world range, charging costs, and the comprehensive battery warranty that makes it a worry-free ownership experience.

Tata Tiago EV: At a Glance

✅ Starting Price: ₹7.99 lakh (ex-showroom)
✅ Certified Range: 250km-315km (MIDC)
✅ Battery Warranty: 8 years/1.6 lakh km
✅ Running Cost: Just ₹0.70/km

Detailed Price Breakdown (2024)

Note:

• Lucknow prices include 8% road tax + ₹10,500 registration
• Eligible for ₹10,000 UP state EV subsidy

Battery & Range Performance

Two Battery Options:

1. 19.2kWh:
   • MIDC Range: 250km
   • Real-World: 180-210km (city) / 150-170km (highway)
2. 24kWh:
   • MIDC Range: 315km
   • Real-World: 230-260km (city) / 190-210km (highway)

Efficiency:

• City: 9-10km/kWh (with AC)
• Highway: 7-8km/kWh (at 80kmph)

Battery Replacement Cost: ₹1.2-1.5 lakh after warranty period

Charging Solutions & Costs

Monthly Running Cost:

• 1,000km = ₹700 (vs ₹5,000 for petrol Tiago)

Ownership Benefits

✔ 8-Year Battery Warranty: Covers defects and capacity retention up to 70%
✔ Low Maintenance: 30% cheaper than petrol version
✔ Home Charger Included: With 7.2kW optional upgrade

Who Should Buy It?

✔ City Commuters: Perfect for daily office/school runs
✔ First-Time EV Buyers: Most affordable entry point
✔ Eco-Conscious Drivers: Reduces carbon footprint significantly

Alternatives:

• Citroen eC3 (₹11.61L+) – more spacious but expensive
• MG Comet EV (₹7.98L+) – smaller but cheaper